 |
FAQ |
Do cash advance companies do credit checks?
Most Companies on this website do not do any kind of credit checks; Applicants are approved based on the fact that they are employed and are paid by direct deposit. It is always better if you earn at least $800 gross per month and have direct deposit to a checking account.
What if I have bad credit, or no credit at all?
That doesn't matter to most of these lenders. When the bank, credit card company, or finance company says "No" - These Payday Loan Companies say "Yes!"
How Hard is it to Qualify for a cash advance?
It is very easy to qualify for a cash advance as long as you meet these simple standards. This does not guarantee a loan, but you are more likely to be approved if: 1. You currently earn at least $800 per month 2. You are at least 18 years of age 3. Have an active checking account or savings account with direct deposit 4. You are currently employed 5. You are not active in the military
How much money can I be approved for?
You can usually borrow up to a $1500 short-term loan until your next payday (based on your take home pay).
How long do I have before I have to repay the loan?
Most of our short-term loans can be out for a maximum of 16 days, and the repayment date is always set on your pay date. Not all payday loans are the same, so apply now, or as often as you like.
What types of fees are involved?
The fees are very competitive and in fact are lower than many other on-line payday loan providers. These payday lenders also instantly wire the funds to your account at no extra cost.
How long will it take for you to get the money to me?
Depending on the short term loan you choose, the company electronically deposits the money right in to your bank account overnight - it's that easy! Some websites actually offer cash in 1 hour or 1 hour payday loans. You should apply for this type of cash advance to see if you are approved.
I don't live in Canada or the USA, can I still apply?
Unfortunately, at this time, we only accept applicants from the United States and Canada; however, we are taking steps to provide our short-term loan service to other countries in the near future.
What can I use my payday loan for?
Use your loan for whatever purpose you wish. If you have some bills due, something you need to buy, or just want to have some fun! Your short-term loan is for you to use as you wish. |
|
 |
|
 |
 |
